A gas station and convenience store (c-store) can be a very rewarding business.
To stand out in this highly-competitive industry, however, several features are needed.
Among others, they include a high-traffic area location, a variety of convenience products
aimed at the local market, and the ability to attract and retain reliable staff.
An SBA 7(a) loan from Ready Capital can provide capital to acquire an existing gas station and
convenience store or construct a new one, including costs for gas pumps, point-of-sale technology,
and kitchen equipment. As an SBA Preferred Lender, Ready Capital can process loans quickly and
efficiently.
SBA 7(a) highlights
Market fact
Between 2018 and 2023, the gas stations with convenience stores industry revenue in the U.S.
increased at a compound annual growth rate of 5.1%, reaching an estimated $641.5B in 2023.2
Contact your financing expert
RICHARD GAETANO
Director, Ready Capital
203.449.4489
richard.gaetano@readycapital.com
With over 20 years of lending experience, Richard
can help finance your gas station properties.
Small business lending for humankind
We are experts who not only understand commercial real estate but also the importance of
financing gas stations and c-stores that serve a purpose to benefit families, communities, and the
economy.
SMALL BUSINESS LENDING
“Ready Capital” is a trade name encompassing ReadyCap Lending, LLC, ReadyCap Commercial, LLC, and other businesses operated by Ready Capital Corporation.
This document is provided for information and discussion only and does not constitute an offer or commitment to extend credit. Any information
including facts, opinions or quotations, may be condensed or summarized and are expressed as of the date of writing. The information may change, and
Ready Capital Corporation and its affiliates/subsidiaries are under no obligation to ensure that such updates are brought to your attention. Ready Capital is
not affiliated with or endorsed by any government agency, department, or bureau. All the opinions, conclusions, or recommendations expressed are those
of Ready Capital and do not reflect the views of any government agency, department, or bureau.
1. Loans between $5M and $7M financed with Pari Passu loans. Loans under $350,000 financed through our iBusiness technology platform. These loans
are made pursuant to the SBA 7(a) Small Balance and Express programs. Loan terms vary by loan program, borrower eligibility, loan amount, and other
factors. | 2. Source: IBIS World.
© 2023 Ready Capital Corporation. Ready Cap Commercial, LLC | California Finance Lender License #603K032. South Dakota Licensed Mortgage Lender
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SBA 7(a) loans to finance gas
stations and c-stores
• Loans from $350,000 to $7,000,0001
• Loan terms up to 25 years
• Low borrower equity required
• Flexible use of loan proceeds
• Limited/No prepayment penalties
• Closing costs may be financed
